Is Amex gold really worth it?

While this premium rewards credit card charges a $250 annual fee, several Amex Gold benefits make paying this fee well worth it. These include up to $120 in Uber Cash and up to $120 in dining credits each year. Other Amex Gold Card benefits include the option to choose a rose gold color and several important purchase and travel protections.

Does Amex gold make sense?

The American Express® Gold Card is a popular rewards credit card that makes sense for people who spend a lot on dining and groceries. Since this card earns flexible points in the Membership Rewards program, however, it’s also a popular card for travel enthusiasts.. If you plan to apply for this card and are considering adding an authorized user, you may be wondering which benefits they receive.

Does Amex follow the 5/24 rule?

There’s an exception, though — most business card applications (from Amex, Bank of America, Barclays, Chase, and Citi) don’t count towards the 5/24 limit. Why? Because business accounts opened with these issuers typically don’t show on your personal credit report.